At Ms. Jackson's birthday party, Naomi and her fiancé Jeremy present luxurious gifts, winning Ms. Jackson's admiration. Ginger and her husband Rusty bring handmade crafts and a card to celebrate but intend to borrow $50,000 from Ms. Jackson, only to be kicked out. To help Miss Smith at the orphanage with her surgery costs, Rusty reluctantly agrees to Jeremy's condition to distribute campaign hats, only to discover that the surgery fees have been mysteriously covered.
