Follow customer 152 through the resulting perils of rampant credit card spending gone wild and live his darkest nightmares of creepy collection agents that have a penchant for the shady side of settling things up. 

Terrance, a mild mannered mildly challenged package handler, claims bankruptcy absolving himself of credit card debt. Soon after, he finds himself in a financial pinch and is unable to resist the temptation to apply secretly for a new credit card (which enlists him as customer 152). What follows next for him is a journey into paranoia, uncomfortable stares, and unfortunate events. 

The best part of this movie is an interesting painting Terrance continually ogles (very nice!) Bravo to Don Lemmux's restrained and sinister performance as the bankruptcy lawyer (reminded me a lot of Daniel von Bargen). His time on the screen was an enjoyment to watch. Also, interesting performances by the elevated suited agents (although their names are horribly written, their interactions in the movie were worthy of note). 

The movie is a decent enough for low budget and, for brief moments, borders on semi-good. However, if a rapid tempo story line is what is wanted, this movie should be avoided. It is protracted and persistently slow; even when it doesn't need to be. Nothing, though, compares to the annoyingly distracting facial antics of Terrance. It played out as just plain dumb which might have been the point, but...... 

In the end, it is a low budget movie and for those that do not mind the inconsistencies, acting, and production styling that go along with that, this one might be worth a watch. I stress "might". 

Don't say I didn't tell you!

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A challenged man is stalked by tall phantoms in business suits after he buys the car of his dreams with a mysterious black credit card.

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